Skip to AlertsSkip to Main NavigationSkip to Main ContentSkip to Contact UsSkip to Footer

Money Market Account

If you are looking for an accessible account that offers an easy way to grow your savings, a money market is a great option.

OZK Money MarketAs your balance grows, your interest rate grows.
  • $50 minimum opening deposit requirement
  • $10 monthly service fee
    • Avoid the monthly service fee by maintaining a $5,000 minimum daily balance
  • Tiered interest rate based on your balance
  • Up to six account withdrawals or transfers per calendar month to avoid a fee1
  • $2 paper statement fee
    • Save $2 a month by going paperless with eStatements2
OPEN AN ACCOUNT IN YOUR NEAREST BRANCH

Online account opening for money market accounts, coming soon!

  1. Transaction Limitations: Debit card payments, internet bill payments, wire transfers, checks, drafts and similar orders, as well as transfers from this account to another account by preauthorized, automatic, telephone, or online banking transfer are limited to six (6) per monthly service charge/statement cycle. The account will be charged $10.00 each monthly service charge/statement cycle the transaction limit of six (6) is exceeded. There is no transaction limit for cash withdrawals made at an ATM or in person at one of our branches.
  2. A $2.00 paper statement fee will apply each statement cycle unless you enroll to receive free eStatements. Enrollment in Online Banking is required to receive eStatements.

Money Market Account Perks

With an OZK Money Market account, you earn competitive interest while maintaining access to your funds when needed. Save for those big purchases or unexpected expenses and put your money to work for you:

  • Schedule one-time or recurring automatic transfers to your money market account from another Bank OZK account or another bank using Online Banking or Mobile Banking*
  • Round up debit card transactions and automatically transfer the difference to your money market account with My Change Keeper**
  • Set up Safety Link to help prevent overdraft fees***

* Online Banking and Mobile Banking require enrollment.
** Must have an eligible Bank OZK checking and savings account. Enrollment is required.
*** Must have an eligible Bank OZK account. Enrollment is required.

    Depending upon your financial goals, these other available account options may be a better fit.

  • Savings – First step toward reaching short-term savings goals
  • CDs – A fixed interest rate and fixed term provide a predictable savings strategy
  • IRAs – Options to save for retirement with potential tax advantages*

* Subject to IRS limitations.

OPEN AN ACCOUNT TODAY

We'll help you live your best financial life.

Let's Connect

Need assistance with something? Our Customer Care Team is available to help you Monday through Friday from 7am to 7pm CT and Saturday from 7am to 4pm CT.

By submitting this form, you agree to our privacy and terms.

Please do not enter any sensitive information such as SSN or account number in the form below.